Do more with every payment
By harnessing payments for cardholders, every swipe contributes to an ever-expanding payments ecosystem connecting financial institutions and merchants around the world.
The App Store for Payment Cards
Harness Gives Cardholders the Flexibility to Program Their Card, Their Way
A New Frontier in Consumer Loyalty
Our payment technology layers on existing credit and debit cards, enabling our partners drive acquisition, revenue, and retention.
Available on 8B+ Credit & Debit Cards
Partnered with the largest networks in the world:

Bringing Swipes to Life, Worldwide
Join the Harness Network Today
Non-Profits
Harness Giving
Through our intuitive marketing, fundraising and reporting solutions, we unlock cashflow and drive efficiency for nonprofit organizations.
Card Issuers
Harness Fi
Our ESG, financial empowerment and gamification solutions help drive spend and increase customer retention for financial institutions.