5 Best PayPal alternatives for nonprofits in 2025

If you’ve ever felt stuck using PayPal for your nonprofit, you’re not alone. It’s a familiar name, sure, but when it comes to managing donations, growing recurring support, and keeping up with donor needs, PayPal can fall short. Maybe you’ve run into confusing fees, clunky donation forms, or trouble accessing donor info. We’ve been there too. That’s why it makes sense to explore better options built with nonprofits in mind.

There are platforms out there that make giving feel easier for your supporters and for your team. Some come with built-in donor management, smarter tools for recurring giving, and donation forms that actually look like they belong on your website. And here’s the good news: switching doesn’t have to be hard.

This guide breaks down the top alternatives to PayPal so you can find a payment platform that fits your mission, your supporters, and your goals. We’ll walk through what each one offers, where it shines, and how to make the right choice for your organization.

What nonprofits need from a payment platform

When you’re picking a payment platform, it’s not just about how fast the money shows up. It’s about the whole experience for your donors and for your team. You need something that makes giving easy and feels good, but also gives you the info and tools to keep growing.

First, think about donor information. You should be able to see who gave, when they gave, and how often. That helps you follow up with a thank you, send updates, or even ask for support again later. Not all platforms make this easy, but it’s key if you want to build real relationships.

Next is flexibility. People give in all kinds of ways now. Credit cards, debit cards, digital wallets like Apple Pay, and even text to give. The more options you offer, the more likely someone is to donate. And it needs to work smoothly on mobile too, since a lot of folks give from their phones.

Recurring donations are another big one. Turning a one-time gift into monthly support can make a huge difference for your budget. A good platform helps you offer that option clearly and makes it easy to manage.

And of course, you want to keep an eye on transaction fees. Every penny counts, so understanding what you’re being charged and what you’re getting in return matters a lot.

At the end of the day, the right payment platform should save you time, make things easier for donors, and help you raise more. It should feel like a tool that works with you, not something you have to work around.

Pros and cons of using PayPal for nonprofits

PayPal is popular for a reason. It’s easy to set up, and lots of people already use it. For smaller nonprofits just starting out, it can seem like a quick win. You can accept donations through a button on your site, and people can pay with a credit card, debit card, or their PayPal balance. Plus, donors feel a certain level of trust when they see the PayPal name.

But once you start growing, the cracks show. One big issue is how limited it is for managing donor relationships. You don’t get much information about your supporters. That makes it hard to follow up, send thank yous, or track giving over time.

The donation process can also feel clunky. PayPal often takes donors away from your website, which breaks the flow and can lead to drop-offs. The forms don’t look or feel like your brand, which can make your nonprofit seem less trustworthy or polished.

Fees are another sticking point. While PayPal offers a discounted rate for nonprofits, the savings aren’t always as big as you might expect. And the platform has been known to freeze accounts if activity seems unusual, which can leave your team in a tight spot during a big campaign.

In short, PayPal works for some, but it wasn’t made just for nonprofits. If you’re starting to hit those limits, it might be time to look at other options that offer more control, better design, and tools built for real nonprofit growth.

The best PayPal alternatives for nonprofits in 2025

If you’ve been thinking it’s time to move beyond PayPal, you’re not short on options. There are platforms out there built with nonprofits in mind. These tools don’t just process payments. They help you connect with donors, grow support, and make giving feel good.

Each option in this list comes with its own strengths. Some are great for events. Others shine when it comes to recurring donations or donor management. We’ll walk through what makes each one stand out so you can decide what fits your needs best.

And yes, we’re starting with Harness. It’s the platform we know best because it’s designed to solve the same problems most nonprofits face every day. From automating thank you messages to helping one-time donors become long-term supporters, Harness was made to make your fundraising easier and more effective.

1. Best all-in-one payment platform: Harness

Harness was built by people who have actually worked in nonprofits, so it tackles the real challenges teams face every day. If you have ever juggled spreadsheets, tried to personalize messages without the right tools, or lost touch with donors because your system was too limited, you will feel the difference right away.

With Harness, everything lives in one place. You can create donation pages that match your brand, track donor information without extra steps, and set up recurring donations that actually stick. The platform includes features like SmartAsk, which encourages one-time donors to give monthly, and automated texts that thank people right after they donate. It is the kind of follow-up that helps build real relationships.

Harness also offers tools like text to give, personalized campaign pages, and even full website support if you want a one-stop shop. And if you need help along the way, you get a team of experts who act like part of your staff, not just a help desk.

If your nonprofit is ready to grow but does not want to add more to your plate, Harness is a strong choice. It is not just a payment processor. It is a partner that helps you run smarter, raise more, and keep your focus where it belongs, on your mission.

2. Best alternative for recurring donations: Donorbox

Recurring donations can be a game changer for nonprofits. They bring in steady support month after month and help you plan ahead with more confidence. Donorbox makes it really simple for donors to set up recurring gifts and just as easy for your team to manage them.

One thing Donorbox does well is keeping the donation process quick and clear. Supporters can give with a credit card, debit card, PayPal, or even Apple Pay. They can choose to give weekly, monthly, quarterly, or yearly, all from one simple form. And once they set it up, everything runs automatically.

Donorbox also lets you customize your donation forms to match your brand. You can add preset giving amounts, share impact statements like “$25 provides a backpack,” and even include tribute options if someone wants to donate in honor of a loved one.

It works with tools like Salesforce and Mailchimp too, so your donor data can flow into the systems you already use. That saves time and cuts down on manual work.

If your goal is to grow long-term giving and build strong, steady relationships with your supporters, Donorbox is a solid choice that keeps things simple and donor friendly.

3. Best event fundraising platform: Qgiv

If your nonprofit runs events like galas, walks, or online auctions, Qgiv is a platform worth checking out. It is built to make event fundraising easier and more engaging, both for your team and your supporters.

With Qgiv, you can set up event registration pages, sell tickets, and collect donations all in one place. It works great for in-person events, virtual campaigns, and even peer-to-peer fundraising, where your supporters create their own pages to raise money on your behalf.

One of the best parts is how flexible it is. You can add custom branding, create different ticket types, and track everything in real time. Plus, the platform includes mobile tools so guests can give or check in from their phones. That makes the whole process smoother on event day.

Qgiv also helps you keep track of donor information and event data in one system, so you are not scrambling afterward to organize everything. You can even send automatic follow-up emails or thank you notes once the event wraps up.

If events are a big part of your fundraising strategy, Qgiv gives you the tools to run them with less stress and more success.

4. Best for churches and community groups: Donately

For smaller teams like churches or local community groups, simple can be powerful. Donately is built for ease. You do not need to be tech-savvy or have a big staff to start accepting donations and growing support.

Donately’s donation forms are clean and straightforward. You can drop them onto your website or use them as stand-alone pages. They work well on mobile, and they let donors choose between one-time and recurring gifts. People can give with a credit card, debit card, or through platforms like Apple Pay.

What makes Donately stand out is its focus on the basics. You get donor information in one place, automatic thank you messages, and the ability to track giving history over time. There are also tools for peer-to-peer fundraising and basic reporting so you can see what is working.

If you are looking for something that is easy to set up, affordable, and reliable, Donately is a great option. It helps you keep things simple without giving up what matters most.

5. Best for international nonprofits: Stripe and Authorize.Net

If your nonprofit has supporters outside the United States or accepts donations in different currencies, Stripe and Authorize.Net are two strong choices. They are both reliable payment processors that give you flexibility across borders.

Stripe is known for its clean design and developer-friendly tools, but even if you do not have a tech team, many donation platforms use Stripe behind the scenes. It supports payments in over 130 currencies and works with digital wallets like Apple Pay and Google Pay. That makes it easier for donors around the world to give in the way that feels most natural to them.

Authorize.Net has been around for a long time and is trusted by many organizations that need extra layers of security. It is great for processing payments in different countries and works well with both credit cards and electronic checks. If your organization has more complex needs or handles larger volumes, Authorize.Net gives you the tools to manage that safely.

Both platforms also offer recurring donation support, mobile compatibility, and integrations with other software. If your mission reaches across borders, these tools help you stay connected with global supporters while keeping your payment processing smooth and secure.

Comparison table: Nonprofit payment platform overview

When you are picking a platform, it helps to see everything side by side. Below is a simple breakdown of the key features that matter most: recurring donations, fees, donor management, and mobile support.

This table gives you a quick look at what each platform can offer. Think about what features matter most for your team, and let that guide your choice. The best tool is the one that fits your needs and helps you grow without adding more to your plate.

How to choose the right alternative to PayPal for your nonprofit

Choosing a payment platform is not just about finding the flashiest tool. It is about finding the one that fits how your nonprofit works and what your donors need. The right choice will feel simple to use, save your team time, and help you raise more without adding stress.

Start by thinking about your donors. How do they like to give? Are they on mobile? Do they want the option to set up recurring gifts? Make sure your platform supports the payment methods they prefer, whether that is credit cards, debit cards, or digital wallets.

Next, look at what your team needs on the back end. Do you want to see donor history in one place? Can you send automatic thank you messages? Does the platform connect to the tools you already use, like your email system or CRM? These small things can save you hours every week.

Also, be clear on fees. Some platforms look free on the surface but take a bigger cut of each donation. Others may cost a little up front but help you raise more over time with better tools and support.

Finally, test the donor experience for yourself. Go through the process as if you were giving for the first time. It should feel smooth, fast, and friendly. If something feels clunky or confusing, your supporters will probably feel the same way.

The best platform is one that meets your needs today but also grows with you. Keep your mission at the center, and choose the tool that helps you serve it better.

Common mistakes to avoid in nonprofit payment processing

Even the best tools cannot help if they are not set up the right way. Many nonprofits run into the same payment problems without realizing it. Avoiding a few common mistakes can make a big difference in how much you raise and how smoothly your system runs.

One mistake is only offering one way to give. If your donation form only works with one type of card or skips mobile users, you are missing out. Supporters should be able to give using credit cards, debit cards, and digital wallets. And the process should feel just as smooth on a phone as it does on a laptop.

Another issue is poor donor follow-up. Some platforms do not give you full access to donor information. Without names, emails, and giving history, it is hard to thank people, build relationships, or ask for another gift down the road. Always use a platform that helps you collect and manage this info in one place.

Watch out for high or unclear transaction fees. It is easy to overlook small percentages, but they add up fast. Make sure you know what each donation is really costing you and what features you are getting for that price.

Finally, many teams skip testing. Always run through your own donation process. Catch any confusing steps, clunky forms, or things that do not match your brand. A few small changes can improve your conversion rate and make giving feel better for everyone.

Avoiding these mistakes helps your tools work for you, not against you. That means more donations and less stress for your team.

Choosing a payment processor that supports your mission

At the end of the day, your payment platform should not get in the way of your impact. It should help you grow, save time, and connect with donors in ways that feel personal and easy. Whether you are just starting out or scaling fast, the right tool makes a real difference.

Think beyond just processing payments. Look for features that support donor relationships, like recurring gifts, clear reports, and tools for follow-up. Make sure the platform is simple enough for your team to use without frustration and flexible enough to meet your future needs.

Harness was built to support nonprofits at every stage. With tools that simplify giving and experts who become part of your team, it is more than a platform. It is a partner. If you are ready to move past one-size-fits-all solutions and start building something that fits your mission, Harness can help you do just that.